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International Desk

Local services

Santander Bank Polska S.A. is a financial institution with a well-established brand and strong capital base. We owe our high position on the Polish market to excellent and sustainable performance generated in recent years which is the source of our professional satisfaction. The merger with Kredyt Bank at the beginning of 2013 placed Santander Bank Polska S.A. amongst leading banks on the Polish market and led to the establishment of an institution with a high growth potential. In addition, owing to our membership in the Santander Group, we can provide our customers with access to innovative products and new markets (investment possibilities on new markets).

We carry out our operations through:

  • 12 Corporate Business Centres and advisors in 20 largest business centres in Poland,
  • Property Finance Department,
  • Teams dedicated to servicing large enterprises.

Based on the above structure, we provide you with support in individual regions of the country by leveraging our expert knowledge about specific sectors of the economy as well as geolocation and operating profile of your company.

Our network comprises 900 branches which ensure efficient and professional customer service.

Our product proposition:


  • working capital loans, including overdraft,
  • investment loans, including property financing,
  • EU and subsidised loans, BGK guaranteed and “de minimis” guarantees,
  • multi-currency lines, multi-purpose lines, multi-entity lines,
  • trade finance limits,
  • fx risk and interest rate hedging limits,
  • financing of acquisitions (purchase of enterprises, organised parts of enterprises or selected assets, management buy-outs).

Transactional banking, trade finance and settlements, treasury services:

  • liquidity management,
  • fx risk management,
  • interest rate risk management.


  • Leasing of vehicles,
  • leasing machines and devices,
  • leasing of properties,
  • eco-leasing.


  • financing of receivables,
  • factoring financing liabilities and receivables,
  • confirming ®financing of supplies.

The International Desk may enable your contact with the Santander Group’s network in Poland and abroad.

For further information, please contact:

Maciej Szczepkowski
Santander Bank Polska S.A.
Al. Jana Pawla II 17, 00-854 Warszawa

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