Commercial Network

Santander UK plc, part of the Santander Group, is a leading financial services provider in the UK, offering a wide range of personal and commercial financial products and services.

Our success is built on a focus on retail and commercial banking. We have consistently delivered strong financial results with profits and revenues that are balanced by strict cost-management and responsible lending. This has enabled us to be one of the most efficient financial service providers in the UK. We are committed to build our presence in Small-and Medium sized Enterprises (SME); and mid-corporate lending and retail commercial banking services. This growth will serve to provide a more balanced banking business.

Looking ahead, Santander is extremely well-positioned to continue to grow, with expansion focused primarily through organic means, while assessing selected acquisition opportunities as they arise.

Santander UK in Numbers

• 15 million active customers
• 37 Corporate Business Centres
• 1,187 branches (including agencies)
• c. 24,000 employees in the UK on a Group basis

Source: Santander UK plc Half Yearly Financial Report 2013

Santander Corporate & Commercial Banking

While providing finance may be at the core of our business, customer relationships are at the heart of everything we do. That means when you choose Santander Corporate Banking, you’ll be given an experienced Relationship Director who’ll take the time to understand you, your needs and your business, then work hard to support you in any way they can.

For us, this approach has meant we’ve set a new standard in corporate banking. And for you as a customer, it means you’ll get more than a bank, you’ll get a partner in business.

Our commitment to being the best corporate bank

• Making more finance available for your business: in 2013 lending to UK companies grew to £22.1 billion, a growth of 13% versus 2012
• Building long-term relationships by understanding our customers’ needs, offering better products and tailored services
• Serving our customers: in 2013 we opened 16 new Corporate Business Centres and recruited almost 150 new Relationship Managers to support local businesses
• Tailored solutions: offering a comprehensive range of simple, transparent solutions to meet customers’ needs
• Supporting fast-growth SMEs: our unique Breakthrough programme has invested over £21 million in growth capital, over 961 jobs have been created and 57 companies have been on a trade mission
• Improving our facilities to make banking easier: in 2013 we launched new and/or improved online corporate banking platform, cash management and international trade finance facilities

(Source: 2013 Annual Report)

Our International Business team

We have a dedicated International Business Finance team who provide guidance, assistance and real support on a wide range of solutions to help you with all your international needs.

Our aim is to provide your business with a depth of tailored, practical advice on solutions that assist you whether you are sending payments overseas, want to manage your risk when importing or exporting, having working capital needs or are looking to expand globally.

*Source: Internal analysis of cost:income ratio of main UK peers(2) based on published results for December 2012.