Residents and non residents accounts (Corporate Star) for payments & collections (EUR, USD, GBP, MXN, CHF, PLN and CNH).
Electronic Banking
Partnership with the FinTech Business Logics (EBICS Client Frontend Service provider, tools available in german and English).
EBICS connectivity (German standard for integration with Electronic banking systems, Treasury tools or ERP systems) Long term loans (Mortgages, investment financing).
Cash Management
Saving accounts, deposits, investments (funds).
SEPA direct debits (Debtor and Creditor services)
Customers’ incoming payments in a single account.
Incoming SEPA Credit Transfers
Urgent Payments (Treasury payments), SEPA Same Day Valeu Payments
Credit Cards (Individual for SME Clients)
Petty Cash Services: Cash handling services / armored / Through Cash Transportation service provider
Deposits (EUR)
POS through Card Payment Service provider.
Payments types
Payrolls also through DATEV (external service provider for Corporate Customers): Salary payments.
Tax payments
Electronic Banking, file transfer or report (pain 001 or 008 respectively international currency payments)
Checks.
Lending
Working capital lines (Overdraft, Short term loans).
Medium Term and Long term investment financing.
Public development loans (KfW and NRW Bank)
(Syndicated) Commercial Real Estate Financing.
Currency available: EUR
Trade Finance
Import and Export Collections:
• Documents Against payment (D/P)
• Documents against payment undertaking (instead of documents against acceptance).
• Currencies available: EUR, USD
Import and Export Letter of Credits:
• All features are available
• Currencies available: EUR, USD
Export Letter of Credits:
• Advising and handling, confirmation and discount (upcoming product capability)