International Desk

Local Services

Commercial Accounts

• Cash management Account
• Commercial Savings Accounts

Cash Management Structured Accounts; Zero Balance Accounts with Cash Concentration Accounts/Investment

Cash Management System

• Balance Report Module
• Balance & Transaction Report
• Balance History report
• Stop Payment Module
• Controlled Disbursement Service
• Book Transfer Module- On Line Real Time
• Wire Transfer Module
• Repetitive/Non Repetitive
• Domestic and International
• In US Dollars and Foreign Exchange
• Tokens
• ACH Module
• E- Statement Module- Bank Statements, Corporate Credit Card Statements
• Global Viewer Module- Images Modules can provide up to 1 year of images, deposit tickets images and checks deposited
• MT 940

COLLECTIONS

Direct debit through ACH

• Retail Lock Box
• Wholesale Lock Box
• Branches collections
• Pago Express- Internet & Pay by Phone System
• POS

Payments

• Checks
• ACH
• Wire Transfers
• Confirming· Cash Pooling (local)

Reconciliation Services

• Partial reconciliation
• Full reconciliation
• Deposit Reconciliation
• CD Rom- Paid Checks Images

Fraud Prevention

• Clearing Positive Pay

Depository Services     

• Vault Operation
• Night & Special Deposits through Vault and Banco Santander Branches