International Desk

SERVICIOS LOCALES

Bank Accounts

• Resident accounts (UYU, USD, EUR)
• Non-resident accounts (UYU, USD, and EUR).

Cash Management

Collection:

• Electronic debit and invoice reports (Cuenta Recaudadora: allows a company to
• receive customers’ payments in a single account on nationwide basis).
• Direct debit.
• Checks
• POS.
• Branches collections.
• Payments:
• Debit card and checks.
• Interactive payments: through internet.
• Payrolls: salary payments. Special plans for employees with exclusive benefits.
• Tax payments.

Types of transfers:

• SEDEC: high value transfer (Debit and credit on D+0).
• Book transfer: transfers between accounts on the same Bank.

Electronic Banking

Functionalities:

• Account statements and movements.
• Consolidated position with the Bank (deposits, accounts, investments, loans, treasury
• operations).
• Collection.
• Payments.
• Transfers:
• Domestic.
• Payments: suppliers or third parties, payrolls, taxes.

Treasury

Liquidity:

• Bank deposits.
• Government bills.
• Money market funds.
• Mutual funds.
• Foreign exchange.
• Hedge: forwards.